First Home Buyer

Buying your first home is a big milestone—and we’re here to make sure it’s an exciting one.

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What We Offer First Home Buyers

Expert Advice, Every Step of the Way

From deposit to settlement, our experienced team will guide you through the full process, explaining everything in simple terms—no jargon, no pressure.

Home Loan Solutions That Fit You

We compare a wide range of lenders and mortgage options to find the right deal for your situation—whether you’re self-employed, a young couple, or buying alone.

Help with Grants & Schemes

We’ll help you check eligibility and apply for first home buyer grants, KiwiSaver withdrawals, and government support programs available in New Zealand.

Clear, Stress-Free Guidance

You’ve got questions—we’ve got answers. We keep things straightforward so you always know what to expect, what you need to do, and what comes next.

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First Home Buyer Checklist

Every first home buyer’s path is unique. We’re here to support you at every stage:

Are you unsure how much deposit you need?
Wondering if you qualify for the First Home Grant or KiwiSaver withdrawal?
Need help comparing lenders or understanding bank requirements?
Want pre-approval so you can start house hunting with confidence?

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Talk to your local Mortgage Mentor now

Simply fill in the form to get First Home Buyers Guide

Why Choose Better Choice?

What We Offer First Home Buyers

As independent mortgage advisers, we don’t work for any one bank—we work for you. That means we’ll compare multiple lenders, negotiate on your behalf, and explain every option clearly, so you make informed choices with confidence.

We simplify the process.

Buying your first home can feel overwhelming with all the paperwork, terms, and decisions. At Better Choice, we break it all down into manageable steps, keep you updated throughout the journey, and make sure you’re never left guessing.

We help you plan ahead.

It’s not just about getting a mortgage—it’s about setting up your future. We’ll help you understand the long-term impact of your loan, budget wisely, and structure your repayments to suit your lifestyle and goals.

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Considerations to follow before you buy

Before buying, you can assess and research on options suitable to you. Be it deciding on how much deposits to save or total amount to repay a loan. Our calculators and blogs will guide you in making informed decision.