First Home Buyers

Buying your first home is a significant milestone and we offer professional step-by-step advice along with your first home loan.

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What We Have to Offer to First Home Lending

Expert Tips at Each Step

Guidance through the first-time home buyer process in New Zealand, providing step-by-step support for first-time home buyers with simple advice and professional resources.

Home Loans That Suit You

Compare home loans and mortgage options across the country, including low-deposit home loan options, to find the most suitable solution for your needs.

Schemes & Support Guidance

Support with First Home Buyer assistance, KiwiSaver home withdrawals, and other government-backed programs available throughout New Zealand.

Stress-Free, Clear Guidance

Expert guidance to help you save for a home deposit, make informed decisions, and confidently navigate New Zealand’s first-time home buyer process.

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First Home Buyer Checklist

House loans for first time home buyers are unique for everyone, and we’re here to help with every step:

How much deposit do I need, and how can I start saving for a house?
Am I eligible for the Home Loan or KiwiSaver funds when purchasing a property?
Which home loans and mortgage options across the country suit my needs?
How can I get pre-approved with the help of an experienced mortgage adviser for first-time buyers?

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Simply fill in the form to get First Home Buyers Guide

Why Choose Better Choice?

What We Offer to First Home Buyers

As independent mortgage advisers, we work for you and not for the banks. We compare a wide range of home loans and mortgages, providing clear and transparent guidance so first-home buyers can make confident choices.

We Streamline the Process

Buying your first home in New Zealand can be overwhelming. We break the first-time home buyer process into simple steps, keeping you informed with every stage.

We Assist You with Planning Ahead

It’s about more than just a mortgage, we help you plan for the future. Learn how to structure repayments, use KiwiSaver and other support programs, and navigate the first home buyer process in New Zealand’s housing market.

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What You Need to Consider Before
Purchase

Before you buy, think carefully about your deposit, the type of home loan that suits you, and the term of the loan. Our free calculators and guides can help you make informed decisions.