Mortgage Repayment Calculator

Mortgage Repayment Calculator

Plan Smarter with Better Choice

Managing a home loan doesn’t have to feel overwhelming. Our simple mortgage repayment calculator is designed to help you work out your home loan repayments. Just enter your loan amount, term, interest rate, and repayment frequency to get a clear idea of the costs involved.

Whether you’re stepping into your first home, refinancing your current loan, or comparing different options, this tool gives you a practical way to see what’s affordable for your situation. Better Choice, we combine access to a wide network of lenders with tailored advice, so your repayment options for your home loan fit your lifestyle not the other way around.

Important Information – Please Read

This calculator is intended as a guide only. The repayment results are based on the details you enter and are provided for illustration purposes as they are not financial advice.


The estimates assume a set interest rate and a standard loan term, which may not reflect future changes in rates or lending criteria. Because everyone’s circumstances are different, we recommend speaking with one of our experienced mortgage advisers before making any big decisions.


All lending is subject to approval, terms, and conditions. Interest rates may vary depending on factors such as your deposit size, credit history, and the lender you choose.


If you’d like personalised advice or are ready to take the next step with your home loan application, get in touch with our team today. Our friendly brokers are here to guide you through every stage of the process.