Better Choice

Your Trusted Home Loan Experts in New Zealand!

Getting a home loan in New Zealand has never been easier! At Better Choice Home Loans, we offer expert advice, competitive rates, and a stress-free process to help you secure your dream home faster.

0800 005 676
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Fast Approvals, Stress-Free Loans

Get Expert Home Loan Help in New Zealand!

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Who we are?

Stress-Free Home Loans, Guaranteed.

At Better Choice, we are a team of expert mortgage brokers led by Rohit Sachdeva, dedicated to making home loans simple, stress-free, and accessible for home buyers in New Zealand. With strong lender relationships and years of experience, we help you secure the best rates, get fast approvals, and navigate the loan process with complete transparency. Whether you’re a first-time homebuyer or looking for a better mortgage deal, we’re here to guide you every step of the way—because finding your dream home should be exciting, not overwhelming! 

Meet The Team
Your Home Loan Specialists

Our Happy Clients

I had an amazing experience with Better Choice Home Loans! From the very beginning, their team was professional, knowledgeable, and incredibly supportive. They took the time to understand my financial situation and goals, providing expert guidance and a range of loan options tailored to my needs. I would like to add a special thanks to Mr. Anil Nehra for assisting us throughout the process.

Communication was seamless throughout the process, and they made what could have been a stressful experience smooth and hassle-free. Their dedication to customer satisfaction truly sets them apart. I highly recommend Better Choice Home Loans to anyone looking for a reliable and efficient mortgage provider.

Thank you for making my home loan journey so easy and stress-free!

Aditya Chauhan

I highly recommend Rohit. He is extremely knowledgeable, he communicates clearly and delivers excellence. He has made my experience buying a home run smoothly from start to finish. Thank you very much Rohit.

brett lennon

Codetic

Anil provided exceptional service and advice throughout the entire mortgage process. He was knowledgeable, professional and always available (24/7) to answer all our questions.

Anil made us feel that he genuinely care. He took time to explain all the options available, answered every question promptly and found us the best possible rates. Anil went above and beyond to ensure everything was completed on time.

We would highly recommend Anil as a professional and trustworthy mortgage broker. Thank you Anil for giving us the opportunity and guiding us in every step of the way to get our first home.

ronalyn lineses-turingan

We recently had the pleasure of working with Anil Nehra from Better Choice Home Loans, and I can't speak highly enough of the experience. From the start, Anil was extremely helpful, guiding us through the entire mortgage process with clarity and efficiency. His expertise and attention to detail made what could have been a stressful journey feel smooth and manageable. He was always available to answer our questions, provided excellent advice, and ensured we understood every step. If you're looking for a mortgage broker who truly cares about their clients and provides top-notch service, I highly recommend Anil!

Kamendra Swami

Great company to deal with and our loan was approved in a matter of days. We did approach our bank on getting a mortgage and they had so many questions when it came to the approval, and they finally said they could not lend the money to us after being with them for 7 odd years !. We were introduced to a gentleman
named rohit who worked for this company through one of our friends who got thier mortgage from better choice home loans and he was very kind and supportive to help us throughout our loan approval. It took less than a week for us to be granted our home loan through them. Rohit was a pleasure to deal with and guided us throughout our house hunting journey. If you are looking for a quick and reliable mortgage broker or mortgage lender, then please chose them without a doubt. I would highly recommend dealing with them. It was a problem free process from start to finish.

Jeremy Labrooy

Trusted Partnerships with Major Banks

We help homeowners secure over $3 billion in financing each year, collaborating with top banks.

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kiwibank
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Our Home Loan Services in New Zealand

First Home Buyer Loans

Buying your first home? We simplify the process with expert guidance and fast approvals.

Home Loan Refinancing

Refinance your mortgage to secure a lower rate, reduce repayments, or access home equity.

Self-Employed Home Loans

Struggling with loan approval? We help self-employed professionals secure tailored mortgage solutions.

Our Values

Alone we can do so little, together we can do so much.

Our Vision

To make home loans simple, transparent, and stress-free, helping more Kiwis achieve homeownership.

Our Mission

To provide expert mortgage solutions with personalized service, strong lender relationships, and fast approvals.

Our Motto

Your Home, Your Loan, Our Expertise

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Services

Flexible, adaptable, and adjustable plans to fit your needs.

Help people Get home

5K+

Established Since

2012

Other Services We Offer

Smart financing solutions beyond home loans to meet your needs.

First Home Buyers

From finding the right lender and loan terms to applying for government assistance and KiwiSaver, buying your first home can be overwhelming. We help right from the very start, including mortgage conditioning and pre-approvals.

Home Loans

Whether you are wanting to sell and repurchase or are after a land and build, we can help arrange the correct level of finance and advice on lending structure and terms. We are with you through the term of your loan and regularly check in to ensure it is still meeting your needs.

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Business Loans

No matter what stage of business you are in, there is a business loan for everyone. We can assist with lending for all types of businesses from start-ups to well established companies.

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Personal Loans

Needing a bit of extra cash for a wedding, medical expenses or a holiday away? A personal loan can help. We can advise you on personal lending, and help you to consolidate debt so debts are paid off faster.

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Asset Finance

Need a new truck, car, motorbike or boat? Asset finance helps you to afford to purchase big-ticket items. This is a good choice for those who can’t afford to purchase up front but can afford to repay the monthly installments.

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Commercial Loans

Commercial loans are often taken out to assist with the purchase or development of a commercial property. These loans can be quite complicated and need to meet a number of criteria, which we are able to easily assist with.

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How it Works

Let us help you get your home today.

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Step 1
Initial Consultation

Start with a free consultation where we understand your financial goals, assess your eligibility, and guide you on the best home loan options.

Step 2
Finding the Best Loan

Our team compares multiple lenders, negotiates better rates and terms, and presents you with the most suitable loan tailored to your needs.

Step 3
Fast & Smooth Approval

We handle the paperwork, communicate with lenders, and ensure a quick and hassle-free approval process—keeping you informed at every step.

Step 4
Settlement & Moving In

Once approved, we finalize the loan, ensure a smooth settlement process, and help you get the keys to your new home!

Why Choose us

Trusted experts, better rates, and a seamless home loan experience.

Expert home loan experts in New Zealand tailored to your needs, ensuring a smooth and stress-free process.

Access to Top Lenders

Our extensive network ensures competitive rates and a variety of loan options.

Trusted Expertise & Support

With professional advice, we help you secure the best mortgage with confidence.

Seamless & Hassle-Free Process

We handle all paperwork and negotiations, making financing stress-free.

Personalized Service

We tailor mortgage solutions to your unique financial needs with expert guidance.

Don’t Miss Out on the Best Rates!

Secure a competitive home loan today—talk to our experts now!

Get Pre-Approved in Minutes!

Fill out the form and take the first step towards your dream home.

Still Have Questions? We Can Help!

Let’s chat and find the perfect mortgage solution for you

Talk with a Lending Specialist.

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