Mortgage Advisers for

first home buyers

home owners

property investors

property developers

Your trusted partner for first home loans, property investment advice, and low
deposit home loans in Christchurch and across New Zealand.

Start your Journey

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Construction completed in over 40 countries

More than 300 constructors works in our industry

Average years of experience of Alaska workers

Current projects and building all over the country

About Us

Mortgage Advisors in Christchurch – Who We Are

At Better Choice, we’re trusted mortgage advisors in Christchurch, focused on helping Kiwis achieve their homeownership dreams. Whether you're a first home buyer, an investor, or looking to refinance, we offer personalised advice and tailored mortgage solutions to suit your needs.

As a leading mortgage brokerage in Christchurch, we partner with a wide network of lenders to bring you competitive rates and stress free approvals. From home loans to property investment guidance, we simplify the process, so you can focus on what matters — finding the perfect home.

We’re more than just advisers — we’re your local experts, here to support you at every step of your mortgage journey.

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Call Now

Talk to your local Mortgage Mentor now

Simply fill in the form to get First Home Buyers Guide

Getting A Pre-approval

Your First Step to Homeownership

Refinance

Is Mortgage Refinancing right for you?

Refix/Restructure

Optimise your mortgage structure through refix or restructure.

our services

Our Featured services

Explore our top mortgage solutions for first home buyers, investors, and business owners.

First Home Buyers

Looking to buy your first home? We can help guide you through the entire process, from saving for a deposit to securing a mortgage with our personalized First-Home Roadmap.

Home Owners

Our mortgage advisers can help you make the most of your current mortgage and explore options to leverage your home's equity.

Property Investors

We will help you navigate the world of property investment and give you a clear plan for achieving your property investment goals.

Your Guide to Buying Your First Home – Made Simple

First Home Buyers Guide

Mortgage Calculator

Insurance Services

We partner with top insurance brokers in NZ to keep you protected:

Medical Insurance

Get access to trusted medical insurance providers NZ for individuals and families.

Income Protection

Learn how to claim income protection insurance and secure your income.

Trauma Insurance Cover

Understand what trauma insurance covers and how it protects you in emergencies.

Life Insurance

Compare policies, get life insurance cover, and find the best rates.

Choice of Lenders

More than 25 partners to choose from

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how it works

What We Do ?

At Better Choice, we provide tailored solutions for your financial journey — whether you're buying your first home, refinancing, investing, or expanding your business. Our team of trusted mortgage advisers in Christchurch helps you secure the right loan with expert advice and flexible options.
Our services include:

First Home Buyer Loans
Investment Property Loans
Refinancing & Debt Consolidation
Commercial Property Mortgages

Request a Call Back

Best Quality

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top rated

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WHAT OUR CLIENTS SAY

I really recommended Rohit as he’s very helpful. We were really lucky to meet him and because of him we brought our first home. Great person in general who is very genuine.
He turns the impossible to possible

Chintamani Raturi

I was drowning financially and tried to consolidate my debts on my own and was denied several times. After having a chat with Rohit he was able to consolidate my debts and free up my finances. The repayments are almost halved and has taken so much stress out of things. Would definitely recommend him!

Allan Gray Jnr

Rohit was awesome! So informative and extremely helpful. He never left a question unanswered and left us feeling like we were in great hands. Would definitely use Rohit Sachdeva again and recommend him to friends and family.

Maninder Jaswal

Frequently Asked Questions

Simple answers to the questions we hear every day.
Buying or refinancing? We've got your back. Here's what most of our clients want to know.

Our process is simple: see if you qualify for first home grant or KiwiSaver home purchase, complete a quick application, and we’ll help you compare first home buyer loans from multiple lenders.

Absolutely! We specialise in low deposit home loan NZ options —combining KiwiSaver withdrawals and lender assistance to help you buy sooner.

We offer tailored home loans NZ services including:

First Home Buyers Loans
Refinancing & Debt Consolidation
Commercial property mortgages

Request a Call Back

news and articles

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help you find the best loan for your goals

Book a 30-Minute Consultation

Ready to take the next step? Schedule a free, no-obligation 30-minute call with one of our mortgage experts.

Book a 30-Minute Call

Mortgage Advisers for

first home buyers

home owners

property investors

property developers